Mission Statement

Risk Management personnel are tasked with defining, approving and monitoring the Town’s insurance requirements in conjunction with vendors conducting business with the Town and for citizen-sponsored events. Personnel of this division work to ensure that claims for damages against the Town are handled promptly and efficiently. Much of the Town’s liability coverage is provided through an intergovernmental insurance risk-sharing pool, The RI Interlocal Risk Management Trust.

Information About Filing A Claim

Motor Vehicle Damage Claims

If you believe your vehicle was damaged while driving on a road in South Kingstown, the first step is to determine if the incident occurred on a state or local road. View a map of all state maintained roads.

If the incident occurred on a state road, the claim will need to be filed with the Rhode Island Department of Transportation (RIDOT). View  information regarding how to file a claim with the state, including:

If the incident occurred on a local road, please click here to read the Town of South Kingstown’s Rules and Regulations for Motor Vehicle Damage Claims, and submit your claim to the Town of South Kingstown following the instructions within this document. To learn more about reporting a pothole or other road deficiency on the Public Works page.

Downed Tree & Tree Limb Claims

If you believe a downed Town tree or tree limb caused damage to your property, please click here to read the Town of South Kingstown’s Rules and Regulations for Downed Town Tree & Tree Limb Claims, and submit your claim to the Town of South Kingstown following the instructions within this document. To learn more about reporting a Town tree of concern, or the Town Tree Ordinance on the Public Works page.